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Many people choose to retire when they are eligible for private or public pension benefits, although some are forced to retire when physical conditions no longer allow the person to work any longer (by illness or accident) or as a result of legislation concerning their position.In most countries, the idea of retirement is of recent origin, being introduced during the late 19th and early 20th centuries.Knowledge affects an individual’s retirement decisions by simply finding more reliable retirement options such as, Individual Retirement Accounts or Employer-Sponsored Plans.
A number of other countries (e.g., Japan, South Korea) also now field HRS-like surveys, and others (e.g., China, India) are currently fielding pilot studies.
These data sets have expanded the ability of researchers to examine questions about retirement behavior by adding a cross-national perspective. Health, Ageing and Retirement in Europe (2004–2007): Starting the Longitudinal Dimension. Retirement funding education is a big factor that affects the success of an individual’s retirement experience.
Notes: MHAS discontinued in 2003; ELSA numbers exclude institutionalized (nursing homes). Social Security clearly plays an important role because most individuals solely rely on Social Security as their only retirement option, when Social Security’s both trust funds are expected to be depleted by 2034.
Retirement, or the practice of leaving one's job or ceasing to work after reaching a certain age, has been around since around the 18th century.
Prior to the 18th century, the average life expectancy of people was between 26 and 40 years.
The "standard" retirement age varies from country to country but it is generally between 50 and 70 (according to latest statistics, 2011). Square brackets indicate early retirement for some public employees.